Valdemoro, Alyssa A.; Surio, Krystel Ann S.; Hipolito, Mayren V.; Gustilo, Charlene O.; De Leon, John Miguel and Cayao, Ceryl Eleazar A.

Investment literacy of PLM Students: basis for investment guide - Undergraduate Thesis (BSBA major in Finance and Treasury Management) - Pamantasan ng Lungsod ng Maynila. 2014.

Undergraduate Thesis (BSBA major in Finance and Treasury Management) - Pamantasan ng Lungsod ng Maynila. 2014.

ABSTRACT: Investment has a growing importance now a day, and knowledge about it is necessary to every individual to cope up with the growing economy. Different investment products like stocks, bonds, mutual funds and other investment product could help us to be more financially free. But a lot of people don’t have enough knowledge about it. This study entitled “Investment Literacy of PLM students: Basis for Investment Guide is presented in partial fulfilment of the requirements for the Degree of Bachelor Science in Business Administration major in Finance and Treasury Management under the supervision of Prof. Bernard Letrero. The study aims to assess the knowledge of PLM students about investment that will serve as a basis for investment guide. It seeks to determine the demographic profile of selected PLM students in terms of their college, age, gender and allowance, their spending habits and familiarity in different investment products. The researchers used descriptive research to analyse and compare the data gathered from the respondents. They also used Sloven’s formula to get the minimum number of respondents to be surveyed. To test the hypothesis they use Chi-square test to accept or reject the null hypothesis. After gathering data the researchers found that most of the respondents are unfamiliar on stocks, bonds and mutual funds. Most are familiar with savings in banks. And there is a significant difference about their familiarity of these different investment products in terms of their colleges. Although almost all the students believe that investing will help them become financially independent, not all would like to put their excess money on investment. The researchers recommend the students to attend seminars on financial literacy and read books, articles, magazines and newspapers related to investment and personal finance. They also recommend the students to watch documentaries and inspiring stories of successful investors, to look for available resources online or to ask for professionals help and learn from their experiences. The researchers recommend Professional Investors to use this study to further improve their knowledge about the familiarity of PLM students on investment products to prepare a personal investment guide for them. They would also like to suggest developing a subject that will teach student financial literacy for non-finance course.


ABSTRACT: Investment has a growing importance now a day, and knowledge about it is necessary to every individual to cope up with the growing economy. Different investment products like stocks, bonds, mutual funds and other investment product could help us to be more financially free. But a lot of people don't have enough knowledge about it. This study entitled Investment Literacy of PLM students: Basis for Investment Guide is presented in partial fulfilment of the requirements for the Degree of Bachelor Science in Business Administration major in Finance and Treasury Management under the supervision of Prof. Bernard Letrero. The study aims to assess the knowledge of PLM students about investment that will serve as a basis for investment guide. It seeks to determine the demographic profile of selected PLM students in terms of their college, age, gender and allowance, their spending habits and familiarity in different investment products. The researchers used descriptive research to analyse and compare the data gathered from the respondents. They also used Sloven's formula to get the minimum number of respondents to be surveyed. To test the hypothesis they use Chi-square test to accept or reject the null hypothesis. After gathering data the researchers found that most of the respondents are unfamiliar on stocks, bonds and mutual funds. Most are familiar with savings in banks. And there is a significant difference about their familiarity of these different investment products in terms of their colleges. Although almost all the students believe that investing will help them become financially independent, not all would like to put their excess money on investment. The researchers recommend the students to attend seminars on financial literacy and read books, articles, magazines and newspapers related to investment and personal finance. They also recommend the students to watch documentaries and inspiring stories of successful investors, to look for available resources online or to ask for professionals help and learn from their experiences. The researchers recommend Professional Investors to use this study to further improve their knowledge about the familiarity of PLM students on investment products to prepare a personal investment guide for them. They would also like to suggest developing a subject that will teach student financial literacy for non-finance course.




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academic writing

HG4621 V35 2014

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