| 000 -LEADER |
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| fixed length control field |
02646nam a2200325Ia 4500 |
| 001 - CONTROL NUMBER |
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| control field |
92716 |
| 003 - CONTROL NUMBER IDENTIFIER |
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| control field |
FT8553 |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
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| control field |
20251111081616.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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| fixed length control field |
250507n 000 0 eng d |
| 040 ## - CATALOGING SOURCE |
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| Description conventions |
rda |
| 041 ## - LANGUAGE CODE |
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| Language code of text/sound track or separate title |
engtag |
| 050 ## - LIBRARY OF CONGRESS CALL NUMBER |
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| Classification number |
HG4026 A742024 |
| 082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER |
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| Classification number |
. |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
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| Personal name |
Reexia Julienne P. Aresgado, Faith H. Enriquez, Stefanie Ann R. Lorenzo, Janela Jude L. Maagma, Stefanie Nicole C. Maranan, Lean Emeri E. Nerie, Ashley Ysabel A. Pilarte |
| 245 #0 - TITLE STATEMENT |
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| Title |
A Five-Year strategic financial plan for Asia United Bank |
| 264 ## - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE |
|---|
| Place of production, publication, distribution, manufacture |
. |
| Name of producer, publisher, distributor, manufacturer |
. |
| Date of production, publication, distribution, manufacture, or copyright notice |
c2024 |
| 300 ## - PHYSICAL DESCRIPTION |
|---|
| Extent |
. |
| Other physical details |
Financial Plan: (BSBA major in Financial Management) - Pamantasan ng Lungsod ng Maynila, 2024 |
| 336 ## - CONTENT TYPE |
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| Content type code |
. |
| Content type term |
text |
| Source |
rdacontent |
| 337 ## - MEDIA TYPE |
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| Materials specified |
0 |
| Media type code |
. |
| Media type term |
unmediated |
| Source |
rdamedia |
| 338 ## - CARRIER TYPE |
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| Materials specified |
0 |
| Carrier type code |
. |
| Carrier type term |
volume |
| Source |
rdacarrier |
| 385 ## - AUDIENCE CHARACTERISTICS |
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| Audience term |
2 |
| 500 ## - GENERAL NOTE |
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| General note |
. |
| 505 ## - FORMATTED CONTENTS NOTE |
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| Formatted contents note |
Executive Summary: This financial plan for Asia United Bank (AUB) is designed to address its rising asset-to-equity ratio, which has consistently exceeded the industry average over the past five years. The plan aims to resolve this issue while achieving specific objectives, including improving the bank's industry ranking, increasing its current assets, and enhancing interest income generation. AUB has shown favorable financial indicators, particularly in liquidity, solvency, and asset quality. It outperformed the industry in the Liquid-to-Total-Assets Ratio and Interest Rate Coverage Ratio, with improvements in its Net Non-Performing Loan (NPL) ratio and NPL Coverage Ratio. However, challenges remain in profitability, with unfavorable returns on assets (ROA) and equity (ROE) during the pandemic years, along with a higher cost-to-income ratio. The entity also faced a deterioration in asset quality in 2020, indicated by a surge in the NPL ratio. To address these financial challenges, the recommended course of action is to increase equity by selling a portion of government securities. This approach will mitigate the asset-to-equity issue, improve liquidity, and reduce market volatility risks. It will also enhance AUB's capital structure, investor confidence, and financial stability, positioning the bank for growth and better resilience against economic downturns. This recommendation is considered the most strategic option compared to alternatives, such as increasing foreign currency exposure or reducing risky assets, which carry higher risks. By focusing on increasing equity, AUB can achieve long-term success and financial sustainability. |
| 506 ## - RESTRICTIONS ON ACCESS NOTE |
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| Terms governing access |
. |
| 520 ## - SUMMARY, ETC. |
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| Summary, etc. |
. |
| 526 ## - STUDY PROGRAM INFORMATION NOTE |
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| Classification |
Filipiniana |
| 540 ## - TERMS GOVERNING USE AND REPRODUCTION NOTE |
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| Terms governing use and reproduction |
. |
| 655 ## - INDEX TERM--GENRE/FORM |
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| Genre/form data or focus term |
academic writing |
| Chronological subdivision |
. |
| 942 ## - ADDED ENTRY ELEMENTS |
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| Institution code [OBSOLETE] |
lcc |
| Item type |
Thesis/Dissertation |
| Koha issues (borrowed), all copies |
1 |
| Source of classification or shelving scheme |
|