Comparative analysis between life insurance entities financial performance based on their paid-up capital and its effect on investor's decision-making in terms of acquiring shares (Record no. 24201)

000 -LEADER
fixed length control field 08992nam a2201225Ia 4500
000 - LEADER
fixed length control field 06818ntm a2200205 i 4500
001 - CONTROL NUMBER
control field 92595
003 - CONTROL NUMBER IDENTIFIER
control field 0
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20250920173417.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 250424n 000 0 eng d
010 ## - LIBRARY OF CONGRESS CONTROL NUMBER
Canceled/invalid LC control number
--
--
LC control number
NUCMC control number
015 ## - NATIONAL BIBLIOGRAPHY NUMBER
Source 2
National bibliography number
016 ## - NATIONAL BIBLIOGRAPHIC AGENCY CONTROL NUMBER
Source
--
Record control number
Canceled/invalid control number
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
--
--
International Standard Book Number
--
Canceled/invalid ISBN
Terms of availability
Qualifying information
--
022 ## - INTERNATIONAL STANDARD SERIAL NUMBER
Incorrect ISSN
--
ISSN-L
International Standard Serial Number 2
024 ## - OTHER STANDARD IDENTIFIER
Source of number or code
--
Additional codes following the standard number or code
Terms of availability
Standard number or code
Qualifying information
028 ## - PUBLISHER OR DISTRIBUTOR NUMBER
Publisher or distributor number
--
Source
029 ## - OTHER SYSTEM CONTROL NUMBER (OCLC)
OCLC library identifier
--
System control number
032 ## - POSTAL REGISTRATION NUMBER
Postal registration number
--
Source agency assigning number
035 ## - SYSTEM CONTROL NUMBER
System control number
--
--
Canceled/invalid control number
--
--
037 ## - SOURCE OF ACQUISITION
Note
--
Terms of availability
Stock number
Source of stock number/acquisition
040 ## - CATALOGING SOURCE
Description conventions
-- rda
Original cataloging agency
Modifying agency
Language of cataloging
Transcribing agency
041 ## - LANGUAGE CODE
Language code of librettos
--
Language code of text/sound track or separate title
Language code of summary or abstract
Language code of accompanying material other than librettos and transcripts
Language code of original
Language code of accessible visual language
043 ## - GEOGRAPHIC AREA CODE
Geographic area code
--
Local GAC code
045 ## - TIME PERIOD OF CONTENT
Formatted 9999 B.C. through C.E. time period
--
Time period code
050 ## - LIBRARY OF CONGRESS CALL NUMBER
Classification number
--
Supplementary class number (MU) [OBSOLETE]
Item number 2
-- 0
051 ## - LIBRARY OF CONGRESS COPY, ISSUE, OFFPRINT STATEMENT
Copy information
--
Classification number
Item number
055 ## - CLASSIFICATION NUMBERS ASSIGNED IN CANADA
Classification number
--
Item number
060 ## - NATIONAL LIBRARY OF MEDICINE CALL NUMBER
Classification number
--
Item number
070 ## - NATIONAL AGRICULTURAL LIBRARY CALL NUMBER
Classification number
--
Item number
072 ## - SUBJECT CATEGORY CODE
Source
--
--
Subject category code
Subject category code subdivision
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number
--
--
Item number 2
--
084 ## - OTHER CLASSIFICATION NUMBER
Number source
--
Classification number
086 ## - GOVERNMENT DOCUMENT CLASSIFICATION NUMBER
Number source
--
Classification number
090 ## - LOCALLY ASSIGNED LC-TYPE CALL NUMBER (OCLC); LOCAL CALL NUMBER (RLIN)
Classification number (OCLC) (R) ; Classification number, CALL (RLIN) (NR)
--
--
Local cutter number (OCLC) ; Book number/undivided call number, CALL (RLIN)
--
092 ## - LOCALLY ASSIGNED DEWEY CALL NUMBER (OCLC)
Filing suffix
--
Classification number
Item number
096 ## - LOCALLY ASSIGNED NLM-TYPE CALL NUMBER (OCLC)
Classification number
--
Item number
097 ## -
--
--
--
100 ## - MAIN ENTRY--PERSONAL NAME
Relator term
--
Personal name Christian U. Suñiga, Christian Louis Mananghaya, Jhane Michelle M. Somontina, Ma. Kassandra C. De Jose, Rose Ann D. Bejasa, Clarissa Aubrey D. Peralta
Dates associated with a name
Numeration 4
Affiliation
Titles and words associated with a name 0
Fuller form of name 16
110 ## - MAIN ENTRY--CORPORATE NAME
Relator term
--
Corporate name or jurisdiction name as entry element
Date of meeting or treaty signing
Subordinate unit
Number of part/section/meeting
Location of meeting
Form subheading
111 ## - MAIN ENTRY--MEETING NAME
Meeting name or jurisdiction name as entry element
--
Date of meeting or treaty signing
Number [OBSOLETE]
Number of part/section/meeting
Location of meeting
130 ## - MAIN ENTRY--UNIFORM TITLE
Version
--
Uniform title
Name of part/section of a work
Date of a work
Language of a work
Form subheading
210 ## - ABBREVIATED TITLE
Abbreviated title
--
Qualifying information
222 ## - KEY TITLE
Key title
--
Qualifying information
240 ## - UNIFORM TITLE
Version
--
Uniform title
Medium of performance for music
Miscellaneous information
Number of part/section of a work
Date of a work
Language of a work
Arranged statement for music
Name of part/section of a work
Form subheading
245 #0 - TITLE STATEMENT
Title
-- Comparative analysis between life insurance entities financial performance based on their paid-up capital and its effect on investor's decision-making in terms of acquiring shares
Designation of section section/part/series: (SE) [OBSOLETE]
Remainder of title
Number of part/section of a work
Statement of responsibility, etc.
Medium 6
Name of part/section of a work
246 ## - VARYING FORM OF TITLE
Title proper/short title
--
Remainder of title
Number of part/section of a work
Display text
Date or sequential designation 6
Name of part/section of a work
249 ## -
--
--
--
250 ## - EDITION STATEMENT
Linkage
--
Edition statement
Remainder of edition statement
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of manufacture
--
Place of publication, distribution, etc.
Name of publisher, distributor, etc.
Manufacturer
Date of publication, distribution, etc.
Date of manufacture
264 ## - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE
Materials specified
--
Place of production, publication, distribution, manufacture
--
Name of producer, publisher, distributor, manufacturer
Date of production, publication, distribution, manufacture, or copyright notice 202346
300 ## - PHYSICAL DESCRIPTION
Accompanying material
--
Dimensions
Extent 123 pages
Other physical details
310 ## - CURRENT PUBLICATION FREQUENCY
Current publication frequency
--
Date of current publication frequency
321 ## - FORMER PUBLICATION FREQUENCY
Former publication frequency
--
Dates of former publication frequency
336 ## - CONTENT TYPE
Content type code
Content type term text
Source rdacontent
337 ## - MEDIA TYPE
Materials specified
-- 0
Media type code
Media type term unmediated
Source rdamedia
338 ## - CARRIER TYPE
Materials specified
-- 0
Carrier type code
Carrier type term volume
Source rdacarrier
340 ## - PHYSICAL MEDIUM
Source
-- 0
Color content
Font size
344 ## - SOUND CHARACTERISTICS
Source
--
Type of recording 0
Recording medium
347 ## - DIGITAL FILE CHARACTERISTICS
Source
--
File type 0
362 ## - DATES OF PUBLICATION AND/OR SEQUENTIAL DESIGNATION
Dates of publication and/or sequential designation
--
--
385 ## - AUDIENCE CHARACTERISTICS
Demographic group term
--
Audience term 2
410 ## - SERIES STATEMENT/ADDED ENTRY--CORPORATE NAME [OBSOLETE, CAN/MARC], [LOCAL, USA]
Title of a work
--
Subordinate unit
Corporate name or jurisdiction name as entry element
Volume number/sequential designation
440 ## - SERIES STATEMENT/ADDED ENTRY--TITLE
Name of part/section of a work
--
Title
International Standard Serial Number
Volume/sequential designation
490 ## - SERIES STATEMENT
Series statement
--
International Standard Serial Number
Volume/sequential designation
500 ## - GENERAL NOTE
General note
-- Research Paper: (BSBA major in Financial Management) - Pamantasan ng Lungsod ng Maynila, 2023
--
--
-- 56
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc. note
--
--
505 ## - FORMATTED CONTENTS NOTE
Formatted contents note
--
--
Title
Miscellaneous information
Statement of responsibility
506 ## - RESTRICTIONS ON ACCESS NOTE
Terms governing access
-- 5
510 ## - CITATION/REFERENCES NOTE
Name of source
--
International Standard Serial Number
520 ## - SUMMARY, ETC.
Expansion of summary note
--
Assigning source
Summary, etc. ABSTRACT This thesis entitled, Comparative Analysis Between Life Insurance Entities' Financial Performance Based on Their Paid-up Capital and its Effect on Investor's Decision-Making in Terms of Acquiring Shares, was prepared by SUÑIGA, CHRISTIAN U., MANANGHAYA, CHRISTIAN LOUIS, SOMONTINA, JHANE MICHELLE M., DE JOSE, MA. KASSANDRA C., BEJASA, ROSE ANN D., AND., PERALTA, CLARISSA AUBREY D., in partial fulfillment of the requirements for the degree of FINANCIAL MANAGEMENT, has passed the oral examination and evaluation before a Committee on Oral Examination of Thesis. The study was based on Modigliani and Miller's Capital Structure Theory which served as the theoretical framework, emphasizing the impact of an entity's capital structure on its value and overall performance (Modigliani & Miller, 1958). Paid-up capital is a crucial factor considered by investors when assessing life insurance firms, as it reflects the entity's financial health, risk tolerance, and growth potential (Simerly & Li, n.d.). Investors are more confident in insurers with larger paid-up capital, as it indicates their ability to fulfill financial commitments and honor policy claims (Daryl, 2020). Moreover, a higher paid-up capital signifies effective risk management practices, protecting investors and policyholders from unforeseen risks (Elingrud, 2022). The amount of paid-up capital also hints at an insurer's growth potential, making entities with larger capital levels more attractive investment options due to increased growth prospects (Ellingrud, 2022). Regulatory agencies impose paid-up capital requirements to ensure financial stability and solvency, providing investors with confidence in an entity's compliance and stability (Samani, 2023). By examining the paid-up capital of insurance entities, investors can make informed decisions about acquiring shares based on their financial performance and capital structure. The study examined the financial performance of selected insurance entities by comparing their paid-up capital as listed in the Insurance Commission as well as their respective financial ratios in all areas of analysis. It aimed to understand how this comparison influences investor decision-making when acquiring shares. Paid-up capital represents the equity capital contributed by shareholders and reflects the entity's financial health and ability to fulfill policyholder commitments. Investors consider paid-up capital as a crucial factor when assessing insurance firms. A higher paid-up capital enhances investor confidence in the entity's capacity to honor policy claims and manage risks effectively. It also indicates growth potential and attractiveness as an investment option. Regulatory agencies impose paid-up capital requirements to ensure financial stability and solvency. By evaluating the paid-up capital of insurance entities, investors can make informed decisions about acquiring shares based on the entities' financial performance and stability. On the other hand, the financial ratios of these selected entities are also important because the different financial ratio measures the company's loss experience as a proportion of premium income earned during a specific year. The loss ratio as an example is a reflection on the nature of risk underwritten and the adequacy or inadequacy of pricing of risks. The expense ratio reflects the efficiency of insurance operations. Both are one of the special ratios that insurance entities Use to determine their financial performance including the also the Combine ratio. The researchers utilized a qualitative research approach and collected financial data from various sources, including annual reports and regulatory filings. Comparative analysis was conducted using liquidity ratios, profitability ratios, solvency ratios, efficiency ratios, and other financial performance indicators. The study aimed to identify variations in financial performance across entities and understand the relationship between paid-up capital and investor decision-making. Secondary sources, such as Department Order 05-2021 and the Paid-up Capital of Life Insurance Companies report, were used as instruments for data collection. Additionally, a financial analysis was conducted to evaluate the liquidity, profitability, solvency, and efficiency ratios of the selected life insurance entities. This analysis explores the interaction between paid-up capital and financial ratios within a selected group of life insurance companies. Functioning as the foundation of financial activities, the impact of paid-up capital on efficiency, risk evaluation, profitability, and meeting obligations is evaluated using metrics such as current ratio, acid test ratio, cash ratio, cash flow coverage ratio, debt ratio, equity turnover, accounts receivable turnover, accounts payable turnover, and working capital turnover. Although higher paid-up capital generally suggests increased stability, the variations in ratios among different companies highlight that capital is just one aspect of the equation. In summary, even though higher capital does not always guarantee superior liquidity, the effective management of payable turnover demonstrated by Pioneer Life illustrates that success is not solely determined by capital amount. Additionally, East West Aegas and FWD Life, possessing greater capital, display improved solvency. Contrary to assumptions, FWD Life's substantial capital does not automatically result in a high net profit margin, whereas Allianz PNB Life achieves profitability despite having lower capital. Noteworthy is CLIMBS' efficient utilization of working capital. This reinforces the conclusion that achieving success in the insurance industry relies on effective management, strategic planning, and resource allocation, in addition to considering paid-up capital.
Uniform Resource Identifier <a href=""></a>
521 ## - TARGET AUDIENCE NOTE
Target audience note
--
Source
533 ## - REPRODUCTION NOTE
Physical description of reproduction
--
Type of reproduction
Date of reproduction
Place of reproduction
Note about reproduction
Agency responsible for reproduction
540 ## - TERMS GOVERNING USE AND REPRODUCTION NOTE
Authorization
--
Terms governing use and reproduction 5
542 ## - INFORMATION RELATING TO COPYRIGHT STATUS
Copyright date
--
Copyright statement
546 ## - LANGUAGE NOTE
Language note
--
Information code or alphabet
583 ## - ACTION NOTE
Institution to which field applies
--
Action agent
Time/date of action
Action
Action identification
590 ## - LOCAL NOTE (RLIN)
Local note
--
Provenance (VM) [OBSOLETE]
600 ## - SUBJECT ADDED ENTRY--PERSONAL NAME
Numeration
--
Form subdivision
Title of a work
Titles and other words associated with a name 2
Fuller form of name
Personal name
General subdivision 0
Geographic subdivision
Dates associated with a name
Chronological subdivision
610 ## - SUBJECT ADDED ENTRY--CORPORATE NAME
Subordinate unit
--
Form subdivision
Title of a work 2
General subdivision
Corporate name or jurisdiction name as entry element
Form subheading 0
Name of part/section of a work
Geographic subdivision
Date of meeting or treaty signing 6
Chronological subdivision
611 ## - SUBJECT ADDED ENTRY--MEETING NAME
Meeting name or jurisdiction name as entry element
--
Date of meeting or treaty signing
Number of part/section/meeting 2
Location of meeting 0
Form subdivision
630 ## - SUBJECT ADDED ENTRY--UNIFORM TITLE
General subdivision
--
Uniform title
Date of treaty signing
Name of part/section of a work 20
Form subdivision
648 ## - SUBJECT ADDED ENTRY--CHRONOLOGICAL TERM
Source of heading or term
--
Chronological term
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
General subdivision
--
Topical term or geographic name entry element
Active dates
Topical term following geographic name entry element
Geographic subdivision
Chronological subdivision 20
Form subdivision
651 ## - SUBJECT ADDED ENTRY--GEOGRAPHIC NAME
General subdivision
--
Geographic name
Chronological subdivision 20
Form subdivision
Geographic subdivision
655 ## - INDEX TERM--GENRE/FORM
Authority record control number or standard number
--
Genre/form data or focus term
Chronological subdivision 2
Geographic subdivision
700 ## - ADDED ENTRY--PERSONAL NAME
Relationship information
--
Title of a work
Titles and other words associated with a name
Numeration
Version 1
Fuller form of name
Date of a work
Form subheading 40
Name of part/section of a work
Dates associated with a name
Relator term
Personal name
Language of a work
Number of part/section of a work 6
710 ## - ADDED ENTRY--CORPORATE NAME
Subordinate unit
--
Title of a work
Location of meeting
Relator term
Date of a work
Form subheading 40
Name of part/section of a work
Date of meeting or treaty signing 5
Language of a work
Number of part/section/meeting 6
Corporate name or jurisdiction name as entry element
711 ## - ADDED ENTRY--MEETING NAME
Meeting name or jurisdiction name as entry element
--
Date of meeting or treaty signing
Number (BK CF MP MU SE VM MX) [OBSOLETE]
Number of part/section/meeting
Title of a work
Location of meeting
730 ## - ADDED ENTRY--UNIFORM TITLE
Version
--
Uniform title
Date of treaty signing
Number of part/section of a work
Name of part/section of a work
Date of a work
Language of a work
Form subheading
740 ## - ADDED ENTRY--UNCONTROLLED RELATED/ANALYTICAL TITLE
--
--
Uncontrolled related/analytical title
--
--
Number of part/section of a work
-- 6
753 ## - SYSTEM DETAILS ACCESS TO COMPUTER FILES
Operating system
--
Make and model of machine
767 ## - TRANSLATION ENTRY
Title
--
Record control number
770 ## - SUPPLEMENT/SPECIAL ISSUE ENTRY
Title
--
Record control number
International Standard Serial Number
773 ## - HOST ITEM ENTRY
Main entry heading
--
Place, publisher, and date of publication
Related parts
Material-specific details
Title
Edition
--
Relationship information
Abbreviated title
775 ## - OTHER EDITION ENTRY
Title
--
Record control number
International Standard Serial Number
776 ## - ADDITIONAL PHYSICAL FORM ENTRY
Uniform title
--
Main entry heading
Place, publisher, and date of publication
Edition
International Standard Book Number
Relationship information
Title
International Standard Serial Number
Physical description
Qualifying information
Record control number
780 ## - PRECEDING ENTRY
International Standard Serial Number
--
Main entry heading
Related parts
Title
Record control number
785 ## - SUCCEEDING ENTRY
Title
--
Record control number
Main entry heading
International Standard Serial Number
787 ## - OTHER RELATIONSHIP ENTRY
International Standard Serial Number
--
Place, publisher, and date of publication
Related parts
Relationship information
Title
Record control number
800 ## - SERIES ADDED ENTRY--PERSONAL NAME
Personal name
--
Dates associated with a name
Language of a work
Date of a work
Title of a work 0
Fuller form of name
Volume/sequential designation
810 ## - SERIES ADDED ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element
--
Subordinate unit
Date of a work
Title of a work
--
Volume/sequential designation
830 ## - SERIES ADDED ENTRY--UNIFORM TITLE
International Standard Serial Number
--
Uniform title
Name of part/section of a work
Number of part/section of a work
Language of a work 0
Volume/sequential designation
942 ## - ADDED ENTRY ELEMENTS
Institution code [OBSOLETE]
-- lcc
Item type Book
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Collection code Permanent Location Current Location Shelving location Date acquired Fund Source Total Checkouts Full call number Barcode Date last seen Price effective from Item type
          Filipiniana-Thesis PLM PLM Filipiniana Section 2025-09-20 Donation   HG4501 S86 2023 FT8453 2025-09-20 2025-09-20 Book

© Copyright 2024 Phoenix Library Management System - Pinnacle Technologies, Inc. All Rights Reserved.