| 000 -LEADER |
|---|
| fixed length control field |
03231nam a22002417a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
|---|
| control field |
ft8724 |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
|---|
| control field |
20251023143215.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
|---|
| fixed length control field |
251008b ||||| |||| 00| 0 eng d |
| 041 ## - LANGUAGE CODE |
|---|
| Language code of text/sound track or separate title |
engtag |
| 050 ## - LIBRARY OF CONGRESS CALL NUMBER |
|---|
| Classification number |
HG9999 A44 2023 |
| 082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER |
|---|
| Classification number |
. |
| 100 1# - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Alejandro, Angelo Joseph A.; Durante, Rowelyn Noelle P.; Duremdez, Cassandra Joy L.; Ona, Shaira I.; Tampol, Patricia Anne I.; Villarente, Maria Joveline C. |
| 245 ## - TITLE STATEMENT |
|---|
| Title |
The moderating effect of financial behavior on the relationship of financial knowledge to financial well-being among OFW households in Manila City: A basis for remittance management |
| 264 #1 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE |
|---|
| Place of production, publication, distribution, manufacture |
Manila: |
| Name of producer, publisher, distributor, manufacturer |
PLM |
| Date of production, publication, distribution, manufacture, or copyright notice |
c2023 |
| 300 ## - PHYSICAL DESCRIPTION |
|---|
| Other physical details |
Business Research: (BSBA major in Financial Management) - Pamantasan ng Lungsod ng Maynila, 2023 |
| 336 ## - CONTENT TYPE |
|---|
| Source |
text |
| Content type term |
text |
| Content type code |
text |
| 337 ## - MEDIA TYPE |
|---|
| Source |
unmediated |
| Media type term |
unmediated |
| Media type code |
unmediated |
| 338 ## - CARRIER TYPE |
|---|
| Source |
volume |
| Carrier type term |
volume |
| Carrier type code |
volume |
| 505 ## - FORMATTED CONTENTS NOTE |
|---|
| Formatted contents note |
ABSTRACT: Overseas Filipino Workers (OFWs) are vital to the Philippine economy, particularly in Manila City, through their remittances. These funds provide crucial financial support to families. However, many OFW households struggle with financial management, exhibiting low savings and investment rates due to a lack of financial literacy and planning. This mismanagement can lead to financial instability when remittance flows fluctuate. This study investigated the influence of financial knowledge on the financial behavior of OFW households in Manila and how this behavior affects their financial well-being. The research employed a face-to-face survey using a four-point Likert scale to gather data on financial knowledge and behavior. Findings indicated that respondents generally demonstrate responsible financial behaviors in spending, saving, investing, debt management, and budgeting. Despite this, challenges such as pre-remittance financial constraints and difficulties in controlling unnecessary expenses persist. While debt management is generally strong, some individuals experience financial stress, and tracking small daily expenses is less prioritized. The study revealed a significant positive impact of financial knowledge on financial well-being, especially in investment, insurance, and debt management. However, budgeting and saving did not show a statistically significant direct impact. While both financial knowledge and behavior contribute to financial well-being, their effects are independent; knowledge alone is insufficient without practical application. Good financial behavior enhances the positive effects of financial knowledge. To improve the financial stability of OFW households, the study recommends several initiatives: a Community-Based investment Literacy Program offering workshops and advisory services; a Financial Security and Asset Growth Program providing personalized investment and retirement planning, coupled with a Pension and Retirement Advocacy, and a Comprehensive Household Financial Management Program focusing on budgeting, expense tracking, and financial counselling. These programs aim to enhance financial literacy, promote wealth accumulation, and ensure long-term financial security for OFW families. |
| 526 ## - STUDY PROGRAM INFORMATION NOTE |
|---|
| Classification |
Filipiniana |
| 655 ## - INDEX TERM--GENRE/FORM |
|---|
| Genre/form data or focus term |
academic writing |
| 942 ## - ADDED ENTRY ELEMENTS |
|---|
| Source of classification or shelving scheme |
|
| Item type |
Thesis/Dissertation |
| Koha issues (borrowed), all copies |
1 |