FinTech credit accessibility to strengthen financial stability among young professionals in Makati: A basis for a credit education program (Record no. 36922)

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fixed length control field 02092nam a22002417a 4500
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control field FT8723
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control field 20251008110141.0
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fixed length control field 251008b ||||| |||| 00| 0 eng d
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Classification number HG3691 D45 2025
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100 1# - MAIN ENTRY--PERSONAL NAME
Personal name De Jesus, Janea Rhainezzle P.; Barrera, Cassandra Mae J.; Gatdula, Christian Miguel C.; Marino, Adrian Niño D.; Rodillo, Joanna Mikaela E.
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Title FinTech credit accessibility to strengthen financial stability among young professionals in Makati: A basis for a credit education program
264 #1 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE
Place of production, publication, distribution, manufacture Manila:
Name of producer, publisher, distributor, manufacturer PLM,
Date of production, publication, distribution, manufacture, or copyright notice c2025
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Other physical details Business Research: (BSBA major in Financial Management) - Pamantasan ng Lungsod ng Maynila, 2025
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Formatted contents note ABSTRACT: This research explores how easily accessible credit through mobile lending apps affects the financial stability of young professionals working in Makati. In recent years, the rise of digital lending has made borrowing quicker and more convenient, especially for people who may not qualify for traditional loans. The study focuses on understanding whether this easy access to credit helps or hurts young professionals financial situations. Using a descriptive and correlational research method, the researchers surveyed 150 individuals who live or work in Makati and regularly use credit services like mobile loan apps. They looked at how people manage debt, how often they borrow, and whether this relates to habits like budgeting, saving, and investing. The findings show that while mobile credit can be helpful in emergencies, it can also lead to risky borrowing behaviors if not managed properly. The study ends by suggesting that a financial education program tailored to young professionals can help improve how they use credit. By teaching better money habits, this program can help people make smarter borrowing decisions and improve their long-term financial health.
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Classification Filipiniana
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Item type Thesis/Dissertation
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Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Collection code Permanent Location Current Location Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Price effective from Item type
          Filipiniana-Thesis PLM PLM Filipiniana Section 2025-03-15   HG3691 D45 2025 FT8723 2025-10-08 2025-10-08 Thesis/Dissertation

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