The correlation of financial situation and budgeting practices: Basis for personal finance program (Record no. 36923)

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fixed length control field 02672nam a22002417a 4500
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control field FT8722
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control field 20251008123315.0
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fixed length control field 251008b ||||| |||| 00| 0 eng d
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Language code of text/sound track or separate title engtag
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Classification number HG179 A77 2025
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100 1# - MAIN ENTRY--PERSONAL NAME
Personal name Ariola, Arianne Camil I.; Danao, Jenessa E.; Galvez, Krisitne C.; Lagamson, Rofela F.; Pilapil, Paula Andrea B.; Versoza, Jochelle L.
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Title The correlation of financial situation and budgeting practices: Basis for personal finance program
264 #1 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE
Place of production, publication, distribution, manufacture Manila:
Name of producer, publisher, distributor, manufacturer PLM,
Date of production, publication, distribution, manufacture, or copyright notice c2025
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Other physical details Business Research: (BSBA major in Financial Management) - Pamantasan ng Lungsod ng Maynila, 2025
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Source unmediated
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Formatted contents note ABSTRACT: This study investigates the correlation between financial situation and budgeting practices among working adults aged 35 and above in Manila. The purpose of the study is to understand the relationship between financial situation and budgeting practices and to use these insights as the basis for developing a practical personal finance program. As individuals in middle to later adulthood often face significant financial responsibilities such as supporting families, managing healthcare expenses, and preparing for retirement, it becomes increasingly important to explore the relationship between their financial stability and how effectively they manage their finances. A quantitative research design was employed in this study. Data was gathered through structured survey questionnaires distributed to a sample of adults aged 35 and above in Manila. The survey focused on two main variables: financial situation and budgeting practices. Correlational statistical analysis was used to interpret the data and identify the strength and direction of the relationship between these variables. Findings indicate a low positive correlation between financial situation and budgeting practices. Adults with more stable financial conditions tend to practice more effective budgeting habits, including consistent planning, saving, and prioritization of essential expenses. Theoretically, it supports the life-cycle theory that emphasizes the role of financial capacity in enabling disciplined financial practices. This study is significant in its originally, as it addresses a specific age group and local context. Its findings can guide the development of targeted personal finance programs aimed at improving financial literacy and promoting financial resilience among adults aged 35 and above in Manila
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Classification Filipiniana
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Item type Thesis/Dissertation
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          Filipiniana-Thesis PLM PLM Filipiniana Section 2025-09-15 donation   HG179 A77 2025 FT8722 2025-10-08 2025-10-08 Thesis/Dissertation

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