TY - BOOK AU - Mariano, Norma Dy Lopez. AU - ED - ED - ED - ED - SN - 978-971-23-6817-2 (newsprint) SN - 2 PY - 2014///];201446 CY - Manila, Philippines PB - Rex Book Store KW - KW - 2 KW - 0 KW - 6 KW - 20 KW - Finance KW - sears0 N1 - Includes bibliographical references and index.; 5 ER -