TY - BOOK AU - Apinardo,Hazel Mae P.; Aranzanso,Ahyen S.; Bernardo,Mikaela Mae L.; De Guzman,Kate A.; De Lara,Maicy Cassandra B.; Pinto,Norjannah P. TI - The impact of mobile wallet usage on spending habits among financial management students at Pamantasan ng Lungsod ng Maynila: The moderating role of cash management AV - HG4001 A65 2025 U1 - . PY - 2025/// CY - . PB - . KW - academic writing N1 - F ER -