TY - BOOK AU - Aquende,Ronald Kay C.,Benavides,James Antoni D.,Derequito,Valerie P.,Elisterio,Elvis JrE.,Macaranas,Donato P.,Mendaros,apholl Marie S.,Nava,Rachel Marice B.,Obispo,Jonathan V. TI - The impact of the factors that contribute to the deliquency of credit card accounts as peceived by the PNB Credit Card Collection Officers and relationship officers of selected PNB Manila Branches AV - HG3756 Aq8 2009 U1 - . PY - 2008/// CY - . PB - . KW - academic writing N1 - F ER -