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_aMendoza, Julius Ryan O. et. al.
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_aA five year financial plan of Tondo Foreshore Market Vendors Development Cooperative /
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_cMendoza, Julius Ryan O.; Suan, Isaac B.; Sebastian, Namie; Cabrera, Mark Neil R.; Jaylo, Janine Myka A.; Mansilla, renzo C.; Palomeras, Rizel Niza C.; Reyes, Hayra Charie M.; Tan, Elisse Celina M.
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_cFebruary 2018.46
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_c28 cm.
_a42 pp.
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_atext
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_aunmediated
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_aFinancial Plan: (BSBA major in Finance and Treasury Management) - Pamantasan ng Lungsod ng Maynila, 2018.
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_aEXECUTIVE SUMMARY: The TOMVEDCO (Tondo Foreshore Market Vendors Development Cooperative) has an area of operation in Tondo, Manila and has been in the business for more than three decades. On May 1982, the management of the market was formally transferred to the cooperative, and on October 18, 1982 the Tondo Foreshore Market Management Service Association Incorporated was enlisted in the Bureau of Internal Revenue with the Reg. No. 10-CB-22-4A-4808-82. FF-265. As of December 2017, there 490 regular members and 3007 associate members of TOMVEDCO. After analyzing TOMVEDCO's financial statements from the year 2012-2017, the proponents have concluded that the TOMVEDCO has high past due accounts. Also, the TOMVEDCO has high deliquency rate and high past dues. The proponents have come up with three Alternative Courses of Action, to solve the problem of TOMVEDCO: ACA #1: Condonation of Penalties; ACA #2: Modification and Tight Implementation of Credit Policy; ACA #3: Authorization of Loan Amnesty. For this study, the Condonation of Penalties was chosen among the alternative courses of actions intended to decrease the past due as well as the risk of probable losses from the loans receivables.
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